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Frequently Asked Questions
Everything you need to know about opening your blocked account
What is a Blocked Account in Germany?
A Blocked Account Germany (Sperrkonto) is a special bank account required for international students applying for a German student visa. It serves as official proof that you have sufficient financial resources to cover your living expenses during your studies in Germany.
The deposited amount is released in fixed monthly installments after your arrival in Germany.
How much money is required for a Blocked Account in Germany?
The required amount for a Blocked Account in Germany is determined by German authorities and reflects the official minimum living cost for international students.
The exact required amount may change annually. Applicants should always verify the current amount with the German embassy or consulate in their home country.
When can I access my money?
After arriving in Germany and activating your account, a fixed amount will be transferred to you each month.
It is not possible to receive the entire amount in a single payment.
What happens if my visa application is rejected?
If your (student) visa application for Germany is rejected, you can cancel your blocked account. Once you have submitted the official rejection letter, your deposit will be refunded.
Is health insurance mandatory for a German student visa?
Yes. Health insurance for international students in Germany is mandatory for both visa approval and university enrolment.
Without valid health insurance coverage, your visa application and university registration cannot be completed.
What health insurance do I need to enter the country?
To enter Germany, travelers from third countries who require a visa must provide proof of valid health insurance coverage. If coverage in Germany only begins when you start your studies or training, a separate Incoming policy is required.
At BASTI, this is included free of charge for applicants who need it.
What type of health insurance do I need in Germany?
The required health insurance depends on your status:
- Before enrolment / language course: Private incoming insurance
- Enrolled students under 30 years of age: Statutory health insurance, such as DAK-Gesundheit
- Over 30 years of age: Usually private health insurance, such as Care Student
Choosing the correct insurance type is essential for visa compliance and enrolment eligibility.
BASTI offers not only the required blocked account but also the right health insurance coverage.
When does my health insurance need to be valid from?
Your insurance must be valid from the date you enter Germany at the latest. Confirmation of insurance is required when applying for a visa.
What is BASTI?
Many international students opt for combined service packages such as BASTI, which bundle
- Blocked Account Germany,
- Suitable health insurance in Germany
- Incoming policy (free of charge)
- liability and accident insurance.
This saves time and money and simplifies the visa application process.
Is it possible to apply for the blocked account without additional services?
YES, that is possible. Please note that you must provide proof of insurance coverage when applying for your visa. To ensure that you are legally compliant, we recommend contacting our specialists.
How long does it take to process my application?
The processing time for a Blocked Account Germany is usually a few business days, provided that all documents have been submitted in full and receipt of payment has been confirmed.
What should I do after arriving in Germany?
After entering Germany, international students should:
- Register their address (Anmeldung) and obtain Tax ID
- Activate their blocked account
- Apply for a residence permit
- Enroll at their university
Completing these steps ensures legal residence and smooth access to monthly blocked funds.
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