Blocked Account and Insurance for Trainees
If you are coming to Germany as a trainee, you’ll find the right blocked account and insurance for your visa here. Find out everything about our plans here and choose the right one for your needs.
- Accepted by all authorities
- Full refund promise
- Powered by CareConcept AG
BASTI Plans for trainees
BASTI Basic
BASTI Smart
BASTI Premium
Learn more about the different components of the BASTI plans
Each BASTI plan is carefully designed to meet specific visa and insurance requirements for trainees in Germany.
Blocked Account
The blocked account is essential for your German visa as a proof that you can afford life in Germany. As a trainee you are required to deposit a blocked amount of € 1,091.00 per month plus a one-time buffer of € 100.00.
- Free bank account at VietinBank
- Bank card for shopping and cash withdrawal
- German IBAN included
- Full refund if visa is rejected (no fees)
Incoming Insurance
An incoming insurance (travel health insurance) is also required for your visa appointment. With BASTI you get your coverage at Care Concept for free. Of course, you will receive an insurance confirmation for coverage of up to 180 days. Coverage is worth up to € 153.00 and you are covered by the renowned provider Care Concept.
- Free travel health insurance
- Required for your visa
- Trustworthy provider Care Concept
Public Health Insurance
Trainees in Germany need public health insurance for their employment. The contribution rate at DAK-Gesundheit is currently 17.8% of your gross income. Half of this is paid by you and half by your employer. In addition, 3.6% of your gross income goes towards mandatory long-term care insurance. Example: You are a trainee nurse in Germany and earn € 16,000 per year. You pay € 119.00 per month for your health insurance. With BASTI you get coverage at one of the biggest and most popular public health insurance companies: DAK-Gesundheit. With BASTI you have the choice between two plans.
BASTI Smart
- Health Insurance at DAK-Gesundheit
- Mandatory long-term care insurance
- DAK Garantietarif 120 offering you a yearly cashback of € 120.00
- Effectively save € 10.00 per month
BASTI Premium
- Health Insurance at DAK-Gesundheit
- Mandatory long-term care insurance
- DAK Fit & Travel offering additional benefits like:
- € 60.00 annual subsidy for gym membership, smartwatch, or professional tooth cleaning
- Treatment by chief physicians and accommodation in a single or double room in hospital in the event of accident
- International travel insurance for worldwide travel up to three months
Private Liability and Accident Insurance
Benefit from private liability and accident insurance by the renowned provider Care Concept (Care Protector plan). Accident insurance protects you from costs resulting from accidents. Liability insurance covers the costs that arise in the case you cause damage to someone else or someone else’s property, if you lose your apartment keys and in many other cases.
- Protects from costs resulting from accidents
- Covers costs in case of caused damage
- Required by many German landlords
- Lost apartment key coverage
- Only € 7.50 per month
* Monthly fee: Will be debited as a one-time payment of € 58.80 (for a 12-month term, 12 x € 4.90) Please make sure to trransfer the fees (€ 4.90 x number of months applied for) additionally to the blocked amount, buffer and one-time management fee.
** Management fee: Consists of € 50.00 account opening fee, € 5.00 account balance confirmation fee and € 10.00 account management fee.
*** DAK Garantietarif 120: for max. 3 years, DAK Fit & Travel: up to the age of 39
Start Your Journey To Germany Today
Get everything you need for your Visa in one place.
- Accepted by authorities
- Full Refund Promise
- Powered by CareConcept AG
- Lowest market fees